Both routes can be right. The better one depends on your house, your timeline and how much work you want to take on.
When listing on the MLS makes sense
- Your home is in good shape and you can make small updates
- You are not in a hurry and can handle showings
- You want to test the open market for the highest possible price
When a cash offer makes sense
- The house needs repairs you cannot or do not want to make
- You need to close quickly or on a precise date
- You inherited the property, own a rental or are dealing with a tough situation
- You want certainty and privacy
The honest math
A listing may sell for more, but you typically pay commissions, closing costs and repair costs, and you carry the house while it is on the market. A cash sale usually nets a lower price but removes most of those costs and risks. Ask both for numbers and compare what you would actually keep.
Frequently asked questions
Will I always get less with a cash offer?
Not always, especially for houses needing major repairs. Compare the net amount after costs, not just the headline price.
Can I do both?
You can request a cash offer to compare while you consider listing. There is no obligation.
Ready to talk? Request your fair cash offer. It is free, takes about a minute, and there is no obligation.